The more complex your website needs to be, the more you will likely have to pay for the website template.  The savings will still be significant, and your site will have all the functionality you need.  Most online sites furnish all the tools needed to not only set up the basic site, but add a shopping cart and credit card or Paypal options.

Even though you are saving money with premade website templates, you might want to consider a more expensive template for one simple reason.  Many of the free or nearly free web site templates require you to keep a link or banner ad on your site.  These are usually small, non-intrusive, and in good taste, but still, you might prefer to avoid that.  Also, you need to find out any limitations on updating your site, availability of support if you need it before or after your site is up, and any issues that might arise if you need to move your site to another host.

To facilitate your search, try to determine exactly what you will need for your site, such as a shopping cart or a frequently asked questions page.  Then, armed with that information, include a keyword for these options along with the keywords “premade website templates”.  This should narrow down the hits to just the sites that mention that these choices are available.  Then you just need to browse through the many styles offered, and in no time, your website is up and running and you are saving money with web page templates.